💼 Payroll Information
Your Take‑Home Pay 💰
$0.00
Per Pay Period
ℹ️ Key Information
🏛️ Indiana State Tax
A flat rate of 3.05% on all income levels for 2025. No matter how much you earn, you pay the same percentage in state taxes.
🏘️ Local County Taxes
All 92 Indiana counties impose local income taxes. Rates vary from 0.50% to 3.00%. Our calculator includes these.
💼 FICA Taxes
Social Security: 6.2% (up to $160,200 in 2025). Medicare: 1.45% (no limit), plus an additional 0.9% on high incomes.
📈 Tax-Deferred Savings
401(k), 403(b), and HSA contributions reduce your taxable income and can significantly lower your tax burden.
🧮 How to Use This Calculator
- Enter your annual salary.
- Select your pay frequency.
- Choose your filing status and number of dependents.
- Select your county to apply local tax rates.
- Enter any pre‑tax 401(k) contribution.
- Click Calculate My Paycheck to see your estimated take‑home pay.
💡 Tips for Maximizing Your Pay
- Contribute to your employer’s 401(k) or other retirement plan to reduce taxable income.
- Use a Health Savings Account (HSA) if available for additional tax advantages.
- Consider Flexible Spending Accounts (FSAs) for healthcare and dependent care costs.
- Review your W‑4 withholding annually to avoid large refunds or tax bills.
Disclaimer: This calculator provides general estimates based on 2025 tax rates and does not substitute for professional tax advice. Your actual tax liability may vary.